What to consider before purchasing health insurance

10648494_MIn the market for health insurance coverage? We can help you evaluate your insurance options and pick a plan that’s right for you and your family. Here’s how we can make your life easier.

  • We do the heavy lifting. To choose from among a number of policy options, you’ll want to compare the cost and fine print of each policy, including each plan’s co-payments (if applicable), deductibles, co-insurance and out-of-pocket maximums. We help make it easy for you to understand the tradeoffs of each type of policy.
  • We make it easy. Health insurance can be extremely difficult to understand. And there are so many different plans from which to choose. A plan that might be good for a single college student may not be so good for a family of five. We can help you determine which type of plan and which features make the most sense for you and your lifestyle.
  • We help you avoid the bad stuff. Unfortunately, insurance scams are on the rise. We offer plans from reputable insurance companies, helping you steer clear of plans that are a waste of your hard-earned money.

We know that shopping for a health insurance plan isn’t fun. But we can help make it a whole lot more bearable! Please call or stop by anytime. We look forward to hearing from you!

Are you ready for allergy season?

pink cosmos flowerWarmer temperatures are one of spring’s great perks. They allow us to get outdoors, whether for exercise or an afternoon in the garden. Yet with warmer weather often comes itchy eyes, runny noses and scratchy throats.

The good news is that a few simple precautions can help you enjoy the great outdoors without suffering as much from allergies.

Did you know that the pollen counts vary depending on the time of the day? Outdoor exercise at pre-dawn, late afternoon or early evening is best because pollen counts are lowest at those times, notes the American College of Allergy, Asthma and Immunology.

Next, pay attention to pollen levels using media as a guide. Numerous websites list this information, which can alert you to times it might be best to stay indoors. Additionally, weather forecasts from local TV or radio outlets will notify you when conditions are windy, which can aggravate seasonal allergies.

Finally, consult your doctor about taking an over-the-counter allergy medication or whether you need something more tough on allergies that’s available only with a prescription.