Health insurance open enrollment ends on January 31

63937198 - january 31. calendar on white background. 3d illustration.Time is running out! The deadline to purchase health insurance coverage during the 2016-17 open enrollment season is just days away.

If you have not applied for a health insurance plan by January 31, you’ll only be able to obtain coverage in special circumstances throughout 2017, such as if you get married or adopt or have a child. You also could be subject to penalties that apply to those who do not have coverage.

That’s why it’s important to secure coverage during open enrollment. We know that health insurance can be complex and confusing and that shopping around for health insurance is probably one of the last things you want to do. That’s why we do all the work! We can help you determine if you’re eligible for any tax credits, evaluate your options and make an educated choice among the plans available to you. Click here to learn more about us and how we can help you. We look forward to working with you!

Why it’s so important to have the right health insurance

21255861_SYou’re young, healthy and don’t go to the doctor all that often. That means you don’t have to give much thought to health insurance, right? Consider this: Bankruptcies resulting from unpaid medical bills affect millions of people each year. Among those seeking credit counseling nationwide, most have some type of unpaid medical debt.

Did you know that the average cost of an emergency room visit for an adult is $700? That doesn’t include the costs of tests, additional medical procedures or if you have to be admitted to the hospital. Medical procedures that require hospitalization can run into the range of tens of thousands of dollars.

But not all insurance plans are created equal. One mistake young adults often make is selecting a health plan with the lowest possible premiums. Depending on your situation, that may or may not be the best way to go! When it comes to health insurance, you have a lot of options in terms of coverage and cost. We can help you evaluate your options and find the right plan for you and your family.