The value of an independent insurance agent

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49458818 - independentDid you know that there’s a big difference among insurance agents — one that can have a significant impact on how much you pay for your insurance coverage and the type of service you receive? It’s true. While so-called ‘captive’ insurance agents typically represent only one insurance company, ‘independent’ insurance agents represent a number of different companies, offering one-stop shopping for a wider choice of policies for you and your business.

Because an independent agent represents a variety of insurance companies, they can help you shop around with competing carriers. With one stop, you can compare the cost and coverages offered by several different companies to see which has the option that’s best for you. That’s the best way to find the most cost-effective coverage.

Questions about the role of an independent insurance agent? Need insurance or want to review your coverage? Come on in and pay us a visit. We’re here to help you!

How humidifiers help you, all winter long

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Humidifier spreading steam into the living roomLike it or not, winter is fast approaching. Once you start the furnace, it not only starts heating your home, but drying out the air. That’s where humidifiers come in. Here are all the benefits the humble humidifier can provide all winter long:

Faster healing times. Whether you’re suffering from the flu, a cold or even just allergies, a humidifier can help you feel better faster by keeping your throat and nasal passages moist.

Softer skin. Dry indoor air can cause your skin and lips to crack and flake in winter. By sleeping with a humidifier in your bedroom, you’ll wake up with more moisturized skin.

Less snoring. By increasing the amount of atmospheric water vapor in your home, a humidifier can prevent your throat from drying out, leading to less snoring and improved sleeping conditions.

Diminished static electricity. In the winter, it’s hard to avoid the shocks caused by static electricity. A humidifier can reduce static electricity.

While humidifiers can be a great wintertime help, it’s important to keep yours clean. Here are some tips for keeping your humidifier clean.