What you need to know about Special Enrollment Periods

Open enrollment for health insurance in Colorado ended in January. But a big change in your life, such as having a baby or adopting a child, could make you eligible for a Special Enrollment Period. It’s a window of time outside of open enrollment that allows an individual or family to purchase health insurance coverage or change plans.

Your 26th birthday —when you are no longer eligible to be covered under your parent’s health plan — could trigger a Special Enrollment Period. So could switching or losing jobs, losing your health insurance coverage or getting married. You also may qualify if you got divorced or legally separated and lost your health coverage. Once you have a ‘qualifying life event,’ you’ll have 60 days to obtain coverage or change plans.

Wondering whether a Special Enrollment period could apply to you and your family? Do you have other questions about health insurance for yourself, your family or your business? Give us a call. We’re here to help you with all of your health insurance needs, and our friendly advice is always free of charge.