Why it’s so important to have the right health insurance

21255861_SYou’re young, healthy and don’t go to the doctor all that often. That means you don’t have to give much thought to health insurance, right? Consider this: Bankruptcies resulting from unpaid medical bills affect millions of people each year. Among those seeking credit counseling nationwide, most have some type of unpaid medical debt.

Did you know that the average cost of an emergency room visit for an adult is $700? That doesn’t include the costs of tests, additional medical procedures or if you have to be admitted to the hospital. Medical procedures that require hospitalization can run into the range of tens of thousands of dollars.

But not all insurance plans are created equal. One mistake young adults often make is selecting a health plan with the lowest possible premiums. Depending on your situation, that may or may not be the best way to go! When it comes to health insurance, you have a lot of options in terms of coverage and cost. We can help you evaluate your options and find the right plan for you and your family.